Welcome to the ONLY USDA list of qualifying homes in Oklahoma!* Brought to you by: Luke Walker, Realtor – 405.535.4460

The USDA Rural Development Loan is a government backed program that assists low to moderate income home buyers purchase a home without having to come up with a down payment. The program is also meant to help develop the more rural parts of the state, so not every home qualifies. We have painstakingly created a list that stays updated with the newest listings that should qualify for the program.

Click the links to see the homes that qualify for the program.
You can further narrow the search once you go to the page. 

(It would only let me link to 250 listings max, so I had to break it up into price ranges)

Homes From $50,000 – $90,000

Homes From $90,000 – $125,000

Homes From $115,000 – $150,000

Homes From $150,000 – $185,000

Homes From $185,000 – $235,000

Links to the lists of eligible homes via Live MLS Search (as shown below): Below the image you’ll find more information about the program including loan limits and eligibility.

Want a search set up to your specific needs? Email, Text, or Call!
You’ll be able to save favorites, make notes about properties and more!
[email protected] | 405.535.4460


Homes located outside the tan shaded area are eligible.

FAQ:

Q. What price range of house qualifies? A. The loan limit for the USDA Rural Development Loan is $235,612.

 

Q. I found a great house on the list and I want to go take a look. What next? A. If you have already been pre-approved by a lender, even if not specifically for a USDA loan – Give me a call or text me at 405.535.4460 and let’s go check it out! (Why do you need to be approved first? It’s no fun to get excited about a home and then find out you can’t qualify right away. Getting pre-approved takes that out of the equation, and frankly saves me time too!)

 

Q. How do I find out if I qualify for the program? A. Contact a USDA eligible lender. One great lender who can help you: Michael Hunter Senior Mortgage Banker First United Bank Mortgage NMLS ID: 196729 5101 Gaillardia Corp. Place Suite B Oklahoma City,OK 73142 Office: 405-241-3364 [email protected]

(Why do you need to be approved first? It’s no fun to get excited about a home and then find out you can’t qualify right away. Getting pre-approved takes that out of the equation, and frankly saves me time too!)

*We built this list because couldn’t find another site that had a live-updated list of eligible properties. If you find one, let us know! Eligibility of homes or persons are not guaranteed by this site. Your lender will verify both of these. This list is as accurate as possible and is based on the boundaries as set forth by the USDA.gov website.